Financing

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Terms worth knowing

Start-up fee

A one-time fee to get started. With us, it’s typically €55.

Monthly payment

The amount you pay each month.

Term length

How long you’ll be paying – usually between 12 and 36 months.

Annual cost

The total amount you pay for splitting up your payment.

Final payment

The last payment when everything else is settled. With us, it’s just €15.

Credit approval

A quick check to make sure the agreement fits your budget.

FAQ

What is the difference between financing, split payment and leasing? +

There are minor accounting technical differences, but nothing you will notice in everyday life.

How do I actually commit? +

You are bound by the term of the agreement, which is typically 36 months. You can easily agree between 12 and 48 months.

Is there a recommended minimum for financing? +

You can finance from €800. It is our recommended lowest amount.

Is it dangerous to owe money? +

No. The alternative is to owe them to the bank or wait until you have saved up. With financing, you can get your favorite furniture right away.

What does a credit approval mean? +

This means that our leasing partner must assess you and your store as creditworthy. It requires a positive credit approval to finance your furniture.

Is my furniture insured? +

If your own insurance does not cover financed furniture, the leasing company does. If your insurance covers it, you save a small amount. Insurance is primarily used in the event of fire or theft.

Is there a warranty on my furniture? +

Yes. The warranty on the individual products covers technical and mechanical faults. Just Add People always provides at least a 2-year guarantee.

Can I read more somewhere? +

Yes, you can read the legal document here.

Are there product types I cannot finance? +

Yes, consumables such as scissors, combs, cotton wool and shampoo.

Can I get out of a deal? +

Yes, you can. If you e.g. have 10 months left on your financing agreement and you pay €680 per month, you must pay €6800 + €15 residual value.